AcquirerOne
Trusted by businesses nationwide
Take payments today.Get your moneytomorrow morning.
Card processing for growing businesses: approved in under a day, funded the next business day, and every transaction, deposit and dispute in one portal.
Start accepting paymentsSee our rates
99.99%Uptime, always onNext dayDeposits land$0Setup fees
Today's sales · live14:22:07 CT
SALE · Chip · 2:19 PM$482.10 APPROVED
SALE · Tap · 2:17 PM$27.55 APPROVED
BATCH · Closes 11:00 PM$19,443.00 PENDING
SALE · Online · 2:11 PM$1,204.90 APPROVED
SALE · Recurring · 2:04 PM$63.20 APPROVED
SALE · Chip · 2:19 PM$482.10 APPROVED
SALE · Tap · 2:17 PM$27.55 APPROVED
BATCH · Closes 11:00 PM$19,443.00 PENDING
SALE · Online · 2:11 PM$1,204.90 APPROVED
SALE · Recurring · 2:04 PM$63.20 APPROVED
In your account tomorrow$1,284,902
Merchant services◆Custom software development◆AI business automation◆Unified communications◆Business capital◆Commercial security◆Payment integrations◆Process automation◆Merchant services◆Custom software development◆AI business automation◆Unified communications◆Business capital◆Commercial security◆Payment integrations◆Process automation◆
Technology without limits
Payment processing is only the beginning.
We deliver complete commerce ecosystems that combine secure payment processing, custom software development, artificial intelligence, business automation, communications and enterprise technology into one seamless solution.
Whether your business needs a traditional merchant account or a fully customized platform with proprietary software integrations, our team designs the solution around your operation — from startups to multi-location enterprises.
No project is too simple. No integration is too complex.
Engineering deskBuilt, integrated and supported in-house.
01 · Comprehensive payment solutionsHowever your customers choose to pay.
09 acceptance methods
01Credit & debit card processingCard present
Card presentCountertop terminals, smart POS and fully integrated checkout on every major card brand, with next-day funding as the default.
EMV chip, swipe and PIN debitSemi-integrated and cloud POS optionsLevel 2 / Level 3 interchange optimization
Next dayFunding99.99%Auth uptime
02ACH & eCheck paymentsBank transfer
Bank transferLower-cost bank transfers for invoices, deposits and large-ticket transactions where card economics do not work.
Account validation before first debitRecurring debit schedulesReturn and NOC handling built in
≤ $1.00Per transfer2 daysTypical clear
03E-commerce & online gatewaysCard not present
Card not presentHosted and API checkout with shopping-cart integrations for every major platform — tokenized, so scope stays small.
Drop-in hosted fields or full APICart plugins for major platforms3-D Secure and network tokens
FastMedian authReducedPCI scope
04Mobile & contactless paymentsIn the field
In the fieldTap to pay, digital wallets and mobile readers for the floor, the field and the curb — same account, same reporting.
Tap to Pay on phone hardwareBluetooth and cellular readersOffline capture with deferred settlement
< 2sTap to receiptAny deviceCoverage
05Virtual terminalsPhone & mail
Phone & mailTake phone and mail orders from any browser, with user-level permissions and full audit history.
Role-based user permissionsSaved customer profilesKeyed-entry surcharge controls
BrowserNo installFull auditHistory
06Subscription & recurring billingRepeat revenue
Repeat revenueMemberships, plans and installment schedules with automatic card updating so renewals do not silently fail.
Account updater on every retryDunning and smart retry logicProration and plan changes
+7.4%Renewal liftAutoCard updater
07High-risk merchant accountsSpecialist desk
Specialist deskUnderwriting relationships across the verticals other processors decline, with reserve structures written to your actuals.
Multiple sponsor bank relationshipsReserve terms reviewed quarterlyDedicated risk analyst per account
48 hrsDecisionMulti-bankSponsorship
08Multi-location & enterprisePortfolio
PortfolioLocation hierarchies, per-site reporting and consolidated settlement across the whole organization.
Unlimited MID hierarchy depthPer-site and rolled-up reportingCentral user and permission control
UnlimitedLocationsOne fileSettlement
09International payment solutionsCross-border
Cross-borderCross-border acceptance and multi-currency settlement wherever your customers are buying.
Local acquiring in key marketsMulti-currency pricing and settlementDynamic currency conversion
135+CurrenciesLocalAcquiring
Card present
Credit & debit card processingCountertop terminals, smart POS and fully integrated checkout on every major card brand, with next-day funding as the default.
EMV chip, swipe and PIN debitSemi-integrated and cloud POS optionsLevel 2 / Level 3 interchange optimization
Next dayFunding99.99%Auth uptime
Bank transfer
ACH & eCheck paymentsLower-cost bank transfers for invoices, deposits and large-ticket transactions where card economics do not work.
Account validation before first debitRecurring debit schedulesReturn and NOC handling built in
≤ $1.00Per transfer2 daysTypical clear
Card not present
E-commerce & online gatewaysHosted and API checkout with shopping-cart integrations for every major platform — tokenized, so scope stays small.
Drop-in hosted fields or full APICart plugins for major platforms3-D Secure and network tokens
FastMedian authReducedPCI scope
In the field
Mobile & contactless paymentsTap to pay, digital wallets and mobile readers for the floor, the field and the curb — same account, same reporting.
Tap to Pay on phone hardwareBluetooth and cellular readersOffline capture with deferred settlement
< 2sTap to receiptAny deviceCoverage
Phone & mail
Virtual terminalsTake phone and mail orders from any browser, with user-level permissions and full audit history.
Role-based user permissionsSaved customer profilesKeyed-entry surcharge controls
BrowserNo installFull auditHistory
Repeat revenue
Subscription & recurring billingMemberships, plans and installment schedules with automatic card updating so renewals do not silently fail.
Account updater on every retryDunning and smart retry logicProration and plan changes
+7.4%Renewal liftAutoCard updater
Specialist desk
High-risk merchant accountsUnderwriting relationships across the verticals other processors decline, with reserve structures written to your actuals.
Multiple sponsor bank relationshipsReserve terms reviewed quarterlyDedicated risk analyst per account
48 hrsDecisionMulti-bankSponsorship
Portfolio
Multi-location & enterpriseLocation hierarchies, per-site reporting and consolidated settlement across the whole organization.
Unlimited MID hierarchy depthPer-site and rolled-up reportingCentral user and permission control
UnlimitedLocationsOne fileSettlement
Cross-border
International payment solutionsCross-border acceptance and multi-currency settlement wherever your customers are buying.
Local acquiring in key marketsMulti-currency pricing and settlementDynamic currency conversion
135+CurrenciesLocalAcquiring
02 · Flexible fundingFive ways out. One settlement account.
FastestSame-day fundingBatch before cutoff and the money moves the same business day.
StandardNext-day fundingDeposits land before the doors open the following morning.
ConventionalTraditional fundingStandard settlement timing at the lowest effective rate.
Your settlement account
Where availableWeekend fundingSaturday and Sunday volume does not wait for Monday morning.
StructuredSplit & multi-account depositsRoute deposits across entities, locations or partners automatically.
03 · Industry expertiseEvery industry has its own operational reality.
We build around the software and workflows your team already depends on.
E-commerce platformsSecure online gateways, shopping-cart integrations and tokenized checkout that keeps conversion high and scope low.
Medical & med spaPatient financing, recurring memberships, scheduling integrations and practice-management connectivity.
Moving & logisticsDeep integration experience with Granot Software, dispatch systems, CRM platforms and field workflows.
Retail, hospitality & servicesRetail, hospitality, professional services, construction and high-risk industries, each with processing and software shaped to the business model.
04 · Custom software & integrationsTechnology should adapt to your business — not the reverse.Connect an existing ERP, integrate proprietary software, or build a complete commerce platform from scratch. Our engineering team designs every integration around the way your business actually runs.Scope an integrationTypical discovery call: 30 minutes
Custom CRM applicationsAPI developmentPayment gateway integrationsProprietary mobile appsSaaS & cloud platformsAI workflow automationCustomer portalsReporting & analytics
05 · Chargebacks & riskProtecting revenue matters as much as collecting it.Advanced tooling and hands-on strategy to reduce fraud, prevent chargebacks and keep your ratios well inside network thresholds.
-64%Chargeback volume< 0.4%Portfolio dispute ratio
Protection stackACTIVE
Chargeback preventionPRE-DISPUTE
Card network alert programsNETWORK
Fraud monitoringREAL TIME
Retrieval assistanceMANAGED
Dispute managementEND TO END
PCI compliance guidanceLEVEL 1
Payment security best practicesADVISORY
06 · One partner, unlimited possibilitiesFrom a countertop terminal to an enterprise commerce platform.
We don't simply process payments — we engineer complete business technology ecosystems.
Where most partnerships start
Merchant servicesEvery acceptance method, every funding schedule and the full risk stack on one account — the foundation everything else plugs into.
Custom software developmentCRMs, portals and platforms built around your workflow.
POST /orders
201 CREATED
GET /payouts
200 OK
POST /orders
201 CREATED
GET /payouts
200 OK
03
AI automationWork that runs itself, end to end.
04
Unified communicationsVoice, messaging and presence on one system.
05
Business capitalFunding tied to processing volume.
06
Security & camera networksCommercial-grade coverage across sites.
Custom payment integrationsPayments embedded wherever your business already works — ERP, dispatch, practice management or proprietary software.
Engineering desk
08Business process automationFewer manual steps between a sale and a settled, reconciled deposit — approvals, reporting and reconciliation handled by the system rather than your staff.
-11 hrsAdmin per weekAutoReconciliation
07 · Why AcquirerOneWhy businesses choose AcquirerOne.
01Vendor neutralWe recommend the best technology for your business, not a one-size-fits-all solution we happen to resell.
02Custom engineeringEvery integration is designed around your workflow — not forced into a template that almost fits.
03Single point of contactOne partner for payments, software, communications, AI and business technology. One number to call.
04Enterprise experienceSolutions that scale from a single startup location to multi-location organizations without a replatform.
05Future-ready technologyWe continuously evaluate emerging technology so your business stays ahead of the competition, not behind it.
No project is too simple.
No integration is too complex.
Your single source for payments, technology, software, automation and business growth — delivering solutions that help your business operate smarter, faster and more profitably.
Start accepting paymentsTalk to an engineer